Reach your financial goals faster, with the right mix of investments

You should consider an asset allocation strategy based on:

Time horizon - how long you expect you'll need your assets to last

Risk tolerance - how willing you are to endure the market's ups and downs in exchange for more growth potential over the long term

Financial situation - including your lifestyle and assets

Asset allocation through Mutual Funds:

There are several advantages of arriving at an optimum asset allocation for your portfolio by investing in mutual funds compared to directly investing in stocks or fixed return instruments. Here's how:

1. Affordability:
   Mutual fund investing is affordable. That's because the minimum amount to be invested in a mutual fund is low and you get access to a diversified portfolio even with a very small amount of money
2. Flexibility:
   Likewise, investors who need flexibility to exit their investments (in case if open-ended schemes) as and when they feel like, find mutual funds convenient for the easy exit option they offer
3. Transparency:
   There is a deal of great transparency in the way investments are done and managed by the fund managers as the industry is well regulated and falls under the purview of the market regulator, SEBI
4. Expert management:
   Your mutual fund investments are handled by experienced professionals who are well versed with the changing dynamics of the markets and economy
5. Easy diversification:
   Mutual funds score the most in terms of instant and easy diversification they offer by spreading your money across different investments like equity, fixed income, gold and real estate

With an optimum asset allocation strategy, mutual funds give you the ability to make the most of your investments while spreading out your overall risk.

An investor awareness initiative.

An Investor Education & Awareness Initiative by HSBC Mutual Fund

Visit https://grp.hsbc/KYC w.r.t. one-time Know Your Customer (KYC) process, complaints redressal process including SEBI SCORES (https://www.scores.gov.in). Investors should only deal with Registered Mutual Funds, to be verified on SEBI website under Intermediaries/Market Infrastructure Institutions (https://www.sebi.gov.in/intermediaries.html). Investors may refer to the section on ‘Investor Education’ on the website of HSBC Mutual Fund for the details on all ‘Investor Education and Awareness Initiatives’ undertaken by HSBC Mutual Fund.

This document is intended only for distribution in Indian jurisdiction. Neither this document nor the units of HSBC Mutual Fund have been registered under Securities law/Regulations in any foreign jurisdiction. The distribution of this document in certain jurisdictions may be unlawful or restricted or totally prohibited and accordingly, persons who come into possession of this document are required to inform themselves about, and to observe, any such restrictions. If any person chooses to access this document from a jurisdiction other than India, then such person do so at his/her own risk and HSBC and its group companies will not be liable for any breach of local law or regulation that such person commits as a result of doing so.

Mutual fund investments are subject to market risks, read all scheme related documents carefully.