HSBC Multi Asset Allocation Fund

(An open ended scheme investing in Equity & Equity Related instruments, Debt & Money Market Securities and Gold / Silver ETFs.)

Equity markets have delivered strong performance during positive market situations but also corrected sharply during major events such as Sub-prime and Corona virus led global lockdown. During such events, asset classes such as Gold or Debt have compensated for negative equity performance. Long-term investment and goal planning insists for more than a single asset and needs Multi Asset Allocation ability.

Investment Objective

The aim of the fund is to generate long-term capital growth and generate income by investing in Equity & Equity Related instruments, Debt & Money Market Securities and Gold / Silver ETFs. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Benchmark (Tier 1)

S&P BSE 200 TRI (65 per cent) + NIFTY Short Duration Debt Index (20 per cent) +Domestic Price of Gold (10 per cent) +Domestic Price of Silver (5 per cent)

Investment Strategy

The fund aims to capitalise on an optimum Multi Asset Allocation investment strategy

Our philosophy

• Follow investment mandate
• Active Fund Management
• Research based stock selection
• Robust risk management

Our process

Proprietary research drives stock selection:

Power of SAPM - Equity investment process comprises three stages

• Selection of Ideas
• Analysis of Companies
• Portfolio Creation and Monitoring

Why HSBC Multi Asset Allocation Fund?

• With an efficient asset allocation HSBC Multi Asset Allocation Fund aims to spread the risk across three major asset classes i.e. Equity, Debt and Gold/Silver risk to deliver fair risk adjusted growth in long run
• HMAF’s typical equity allocation may range between 65 per cent to 80 per cent
• The fund aims to follow blended i.e. Top-down + Bottom-up approach and blended Growth and Value style investing
• General Debt allocation of the fund is likely to be around 10 per cent to 25 per cent
• Aims to invest in high quality assets including GOI securities, Corporate bonds, Money market instruments to generate alpha with active duration management
• The fund also aims to allocate around 10 per cent to 25 per cent to Gold/Silver to compensate for volatility and support long term growth
• In case of extreme events the fund may explore Arbitrage opportunities to help reduce volatility and improve overall performance
• Asset re-allocation could be undertaken basis changes in a market / asset class outlook of the Fund House

*Scheme Riskometer

HSBC Multi Asset Allocation Fund (An open ended scheme investing in Equity & Equity Related instruments, Debt & Money Market Securities and Gold / Silver ETFs) This product is suitable for investors who are seeking*: Long term wealth creation Investment in equity and equity related securities, fixed income instruments and Gold / Silver ETFs As per AMFI Tier I.Benchmark Index: BSE 200 TRI (65%) + NIFTY Short Duration Debt Index (20%) +Domestic Price of Gold (10%) +Domestic Price of Silver (5%)

BSE 200 TRI NIFTY Short Duration Debt Index

Domestic Price of Silver Domestic Price of Gold

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Note on Risk-o-meters: The risk-o-meter is as per the product labelling of the Scheme available as on the date of this communication/disclosure Any change in risk-o-meter shall be communicated by way of Notice cum Addendum and by way of an e-mail or SMS to unitholders of that particular scheme.

Visit this link and check the latest Riskometer / Product Labels in the “Performance - Equity Hybrid Debt Global Funds” document of the latest month. Past performance may or may not be sustained in the future and is not indicative of future results.

Potential Risk Class (‘PRC’) matrix indicates the maximum interest rate risk (measured by Macaulay Duration of the scheme) and maximum credit risk (measured by Credit Risk Value of the scheme) the fund manager can take in the scheme. PRC matrix classification is done in accordance with and subject to the methodology/guidelines prescribed by SEBI to help investors take informed decision based on the maximum interest rate risk and maximum credit risk the fund manager can take in the scheme, as depicted in the PRC matrix.

Investors are requested to note that as per SEBI (Mutual Funds) Regulations, 1996 and guidelines issued thereunder, HSBC AMC, its employees and/or empaneled distributors/agents are forbidden from guaranteeing/promising/assuring/predicting any returns or future performances of the schemes of HSBC Mutual Fund. Hence please do not rely upon any such statements/commitments. If you come across any such practices, please register a complaint via email at investor.line@mutualfunds.hsbc.co.in.

This document/content is intended only for distribution in Indian jurisdiction. Neither this document nor the units of HSBC Mutual Fund have been registered under Securities law/Regulations in any foreign jurisdiction. The distribution of this document in certain jurisdictions may be unlawful or restricted or totally prohibited and accordingly, persons who come into possession of this document are required to inform themselves about, and to observe, any such restrictions. If any person chooses to access this document from a jurisdiction other than India, then such person do so at his/her own risk and HSBC and its group companies will not be liable for any breach of local law or regulation that such person commits as a result of doing so.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Understanding Multi Asset Funds (Hybrid) at HSBC Mutual Fund India