Please upgrade your browser

We take your security very seriously. In order to protect you and our systems, we are making changes to all HSBC websites that means some of the oldest web browser versions will no longer be able to access these sites. Generally, the latest versions of a browser (like Edge, Chrome, Safari, etc.) and an operating system family (like Microsoft Windows, MacOS) have the most up-to-date security features.

If you are seeing this message, we have detected that you are using an older, unsupported browser.

See how to update your browser

HSBC Tax Saver Equity Fund*

Equity Linked Savings Scheme - An Open Ended Equity Linked Savings Scheme with a statutory lock - in of 3 years and tax benefit.
(* Subscription in this fund has been suspended. To invest in our ELSS product, visit HSBC ELSS Fund)

Invest online

Investment Objective

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns. For defensive considerations and/or managing liquidity, the Scheme may also invest in money market instruments.

Our philosophy

  • Disciplined investment approach with “fundamental research” as the foundation of our investment decision making process
  • Focus on companies with an attractive combination of profitability and valuation
  • Look to own scalable businesses with strong execution capability, proven management track record and strong financials

Our process

Proprietary research drives stock selection:

  • Our equity investment process comprises three stages – Stock selection, Stock analysis and Portfolio construction
  • Use a combination of quantitative and qualitative filters to arrive at a list of investable universe of stocks
  • Evaluate stock ideas on the basis of three key parameters, namely Quality of Business, ESG and Valuation
  • Portfolio construction is an outcome of the above mentioned investment process and tracked against predefined risk matrix

Why HSBC Tax Saver Equity Fund ?

  • To save taxes under Section 80C of Income Tax Act
  • The investment approach is bottom-up stock picking. The Scheme seeks to add the best opportunities that the market presents, without any sector/cap bias
  • Bottom-up stock picking: The Scheme focuses on bottom-up stock picking (i.e. focusing solely on prospects of individual stocks) as opposed to a top-down approach (i.e. predicting macro-economic and political trends and taking investment decisions based on them)
  • No cap bias: It will seek to identify the best stocks at a point in time, regardless of any market cap bias
  • True to label fund – The fund will stay true to its objective in keeping with the mandate reposed by the investor whilst investing in the fund
  • To create a corpus through generating inflation-adjusted returns to cater to long-term goals

HSBC Tax Saver Equity Fund

HSBC Tax Advantage Fund - Very High Riskometer
Investors understand that their principal
will be at Very High Risk

Equity Linked Savings Scheme - An open ended equity linked saving scheme with a statutory lock-in of 3 years and tax benefit.

This product is suitable for investors who are seeking*:

  • Long term capital growth
  • Investment predominantly in equity and equity related securities

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Please note that the above risk-o-meter is as per the product labelling of the Scheme available as on the date of this communication/disclosure. As per SEBI circular dated October 5, 2020 on product labelling (as amended from time to time), risk-o-meter will be calculated on a monthly basis based on the risk value of the scheme portfolio based on the methodology specified by SEBI in the above stated circular. The AMC shall disclose the risk-o-meter along with portfolio disclosure for all their schemes on their respective website and on AMFI website within 10 days from the close of each month. Any change in risk-o-meter shall be communicated by way of Notice cum Addendum and by way of an e-mail or SMS to unitholders of that particular Scheme.

Benchmark: S&P BSE 500 TRI

HSBC Tax Advantage Fund - Benchmark: S&P BSE 500 TRI - Very High Riskometer

Note - ELSS funds are subject to the Capital gains which will be charged at 10% if above INR 1 lakh. Dividend is subjected to 10% tax.

Begin your journey here

Looking to dream big? Start your journey here.

I agree to HSBC’s Cookie, Hyperlink Privacy and security policies and the Terms of use. I agree that any information provided may be used by HSBC and/or its service providers for marketing purposes. I hereby give consent to override my DND registration and allow HSBC and/or its service providers to call me on given mobile number to discuss about their products and services.