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Gyaan guroovaar

What are you doing with your salary increment?

Having few extra bucks in hand is a happy thing. But sometimes we get carried away by the situation.

Here are some tips on how we can make best use of it:

  • Invest for Long Term: Investing for long term may be one way to make the best use of hike.
  • Increase the Investment: SIP top up provides an opportunity to create more wealth in long term.
  • Save Tax with ELSS: With increased salary, increases income tax. Invest in ELSS mutual fund to save tax and create wealth simultaneously.
  • Loans/ Credit Cards: Paying/Closing expensive loans / Credit Cards will be helpful.
  • Building Emergency Fund: Increased salary can be set aside to build emergency fund.
  • Increase Insurance Cover: Increase your insurance base plan or have a top up to increase the amount considering the rising cost of medical treatments.
  • Spend on yourself & Enjoy your Success: You worked hard to earn your raise, so enjoy it a little. Set aside a portion of your increased income and treat yourself with a new course or a sport.

Invest Wisely, Stay Healthy & Wealthy

Happy Investing

Source: HSBC Mutual Fund

An Investor Education & Awareness Initiative

Investors should deal only with Registered Mutual Funds, to be verified on SEBI website under Intermediaries/Market Infrastructure Institutions". Refer to for details on completing a one-time KYC (Know Your Customer) process, change of details like address, phone number etc. and change of bank details, etc. For complaints redressal, either visit or SEBI's website Investors may refer to the section on ‘Investor Education’ on the website of Mutual Fund for the details on all 'Investor Education and Awareness Initiatives' undertaken by the AMC.

Disclaimer: This document has been prepared by HSBC Asset Management (India) Private Limited for information purposes only and should not be construed as i) an offer or recommendation to buy or sell securities referred to herein or any of the funds of HSBC Mutual Fund; or ii) an investment research or investment advice. Investors should seek personal and independent advice regarding the appropriateness of investing in any of the funds, securities, other investment or investment strategies that may have been discussed or referred herein and should understand that the views regarding future prospects may or may not be realized. This document is intended only for those who access it from within India and approved for distribution in Indian jurisdiction only. Distribution of this document to anyone (including investors, prospective investors or distributors) who are located outside India or foreign nationals residing in India, is strictly prohibited.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.