Please upgrade your browser

We take your security very seriously. In order to protect you and our systems, we are making changes to all HSBC websites that means some of the oldest web browser versions will no longer be able to access these sites. Generally, the latest versions of a browser (like Edge, Chrome, Safari, etc.) and an operating system family (like Microsoft Windows, MacOS) have the most up-to-date security features.

If you are seeing this message, we have detected that you are using an older, unsupported browser.

See how to update your browser

Gyaan guroovaar

Millennials and Gen Z: Redefining Financial Choices

Millennials and Gen Z are transforming finance with their digital-first approach, shifting from physical assets to stocks and mutual funds. They embrace easy credit access, have a higher risk appetite, and prioritize financial literacy and sustainable investing, setting new trends in the financial industry.

Digital First: Millennials and Gen Z prefer mobile apps and online platforms for managing finances.

Borrowing Boom: Easier access to digital credit has led to higher borrowing trends.

Investment Shift: They are moving from gold to stocks, mutual funds, and insurance.

Risk Takers: A greater appetite for equities reflects their higher risk tolerance.

Financially Savvy: They actively seek financial literacy through digital resources.

Goal-Oriented Savings: Focused on long-term goals like retirement and wealth-building.

Ethical Investing: Growing interest in sustainable and socially conscious investments.

Millennials and Gen Z are not just adapting to the financial landscape – they are redefining it with digital savvy, goal-driven and sustainable choices.

Views provided above are based on information available in public domain at this moment and subject to changes. Please consult your financial advisor for any investment decision.

Document intended for distribution in Indian jurisdiction only and not for outside India or to NRIs. HSBC MF will not be liable for any breach if accessed by anyone outside India. For more details, click here / refer website.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Read more

Back to top

To Transact on WhatsApp – Send us “Hi” on 9326929294 TnC
For Product updates on WhatsApp – Send us “Hi” on 8879900800 TnC

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Risk Warning
The value of investments and any income from them can go down as well as up and investors may not get back the amount originally invested.