Gyaan guroovaar

TIPS FOR FINANCIAL INDEPENDENCE

This Independence Day let’s take a pledge towards financial independence by accepting change with these changing times and planning ahead for the future.

Here are some steps that may help in achieving financial independence:

• Make savings a priority and spend within your means
• Plan your financial goals and determine risk appetite
• Create a safety net of minimum 12 months of expenses
• Purchase adequate term and comprehensive health insurance
• Diversify your investment portfolio across various asset classes
• Invest in a well-regulated inflation-beating products like equities for long term benefits
• Stay committed and use Systematic Investment Plan (SIP) to beat stock market volatility
• Eliminate debt, never live on credit
• Refocus on your financial goals regularly
• Consult a certified financial advisor

HSBC Mutual Funds, with you, in the journey of achieving financial independence.

Source: HSBC Mutual Fund

An Investor Education & Awareness Initiative

Investors should deal only with Registered Mutual Funds, to be verified on SEBI website under Intermediaries/Market Infrastructure Institutions". Refer to www.assetmanagement.hsbc.co.in for details on completing a one-time KYC (Know Your Customer) process, change of details like address, phone number etc. and change of bank details, etc. For complaints redressal, either visit www.assetmanagement.hsbc.co.in or SEBI's website www.scores.gov.in. Investors may refer to the section on ‘Investor Education’ on the website of Mutual Fund for the details on all 'Investor Education and Awareness Initiatives' undertaken by the AMC.

Disclaimer: This document has been prepared by HSBC Asset Management (India) Private Limited for information purposes only and should not be construed as i) an offer or recommendation to buy or sell securities referred to herein or any of the funds of HSBC Mutual Fund; or ii) an investment research or investment advice. Investors should seek personal and independent advice regarding the appropriateness of investing in any of the funds, securities, other investment or investment strategies that may have been discussed or referred herein and should understand that the views regarding future prospects may or may not be realized. This document is intended only for those who access it from within India and approved for distribution in Indian jurisdiction only. Distribution of this document to anyone (including investors, prospective investors or distributors) who are located outside India or foreign nationals residing in India, is strictly prohibited.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.