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SIP Hai #FaydeWaliAadat

The systematic investment plan number of accounts in the Indian Mutual Fund Industry stood at 6.97 Crores as on August 31, 2023. The number of new investors starting an SIP has been steadily increasing month on month in this financial year. The growing confidence in mutual funds has nudged many investors to start investing through the SIP route.

Systematic Investment Plan (SIP) is a disciplined and long-term approach in investing into mutual funds and the equity markets. For all those you have still not started a SIP, here are 5 powerful reasons why you must start one:

5 powerful reasons to start an SIP today

1. Rupee Cost Averaging: SIP allows one to invest fixed amount every month irrespective of the market cycles. Over time it averages out your purchase price reducing the impact of market volatility. This means it averages the market risk.

2. Compounding: As your investments grow, the returns earned on your initial investments also ear returns. Over a long period of time, this compounding effect can boost your wealth.

3. Discipline: SIP like an RD encourages regular and disciplined savings and investment. The fact that once your initial instruction is given, SIP becomes an automated process and ensures that you are investing every month irrespective of the market conditions.

4. Affordability: You can start an SIP with a relatively small amount of money. It’s a great tool for savings for those who are just starting off with their careers.

5. Wealth Creation: SIPs can be opted for retirement planning, child’s education kind of long-term goals where your money gets invested over many years and also aim to enjoy the returns of the equity markets over a longer period of time. I reiterate, use the advantage of your age if you are young to build wealth for yourself by investing through SIPs.

India's mutual fund industry has witnessed a remarkable influx of new investors, a substantial chunk of them being millennials. Industry reports indicate that a staggering 54% of new investors (approximately 85 lakhs) who started investing in mutual funds during FY19-23 were millennials (as per the May 2023, CAMS report).

We at HSBC Mutual Fund are ardent believers in the power of saving discipline and long term wealth generation through SIPs. With this thought, we have launched SIP Hai #FaydeWaliAadat, a digital, investor education campaign, that highlights the transformative power of SIPs in achieving long-term financial goals. This campaign is aimed at educating and empowering the millennial investors in India, between 27 and 35 years of age.

A series of three short films, with each film tapping into the aspirations and unique spending habits of millennials through their real-life situations, the SIP Hai #FaydeWaliAadat campaign brings out the importance of financial prudence through an SIP.

Watch the videos here..

The Burger Story | SIP Hai #FaydeWaliAadat - YouTube

The Dream Home | SIP Hai #FaydeWaliAadat - YouTube

The Gadget Guru | SIP Hai #FaydeWaliAadat - YouTube

You can participate in the #SIPHaiFaydeWaliAadat campaign by following us on our Social Media Platforms -

Share your personal finance story with us through a picture or reel on Instagram showing one spending habit you would like to kick and replace with the awesome #SIPHai FaydeWaliAadat

Mutual funds are professionally managed by experienced fund managers and also makes investing into the equity markets simpler for you. SIPs are flexible and one can increase or decrease the amount of investment depending on your life cycle. One must be clear on what their investment objective is and accordingly decide the funds and the investment horizon. SIP is a well-regulated and transparent way to invest and grow your money getting you closer to your financial goal.

So, start with an SIP if you haven’t yet started investing into mutual funds.

Source: AMFI, CAMS, HSBC Mutual Fund

An Investor Education & Awareness Initiative by HSBC Mutual Fund

Visit https://www.assetmanagement.hsbc.co.in/en/mutual-funds/investor-resources/information-library/know-your-customerw.r.t. one-time Know Your Customer (KYC) process, complaints redressal process including SEBI SCORES (https://www.scores.gov.in). Investors should only deal with Registered Mutual Funds, to be verified on SEBI website under Intermediaries/Market Infrastructure Institutions (https://www.sebi.gov.in/intermediaries.html). Investors may refer to the section on ‘Investor Education’ on the website of HSBC Mutual Fund for the details on all ‘Investor Education and Awareness Initiatives’ undertaken by HSBC Mutual Fund.

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