Please upgrade your browser

We take your security very seriously. In order to protect you and our systems, we are making changes to all HSBC websites that means some of the oldest web browser versions will no longer be able to access these sites. Generally, the latest versions of a browser (like Edge, Chrome, Safari, etc.) and an operating system family (like Microsoft Windows, MacOS) have the most up-to-date security features.

If you are seeing this message, we have detected that you are using an older, unsupported browser.

See how to update your browser

Gyaan guroovaar

STAY INVESTED VIA SIP FOR LONG-TERM GAINS DESPITE MARKET DOWNTURNS

Even if SIPs remain in the red, staying invested for the long term as and when the market recovers gradually will increase the corpus value and overall SIP returns

We undertook a scenario analysis to understand the implications of various types of mutual fund investor behaviour during market volatility, and the associated benefits

Investors A, B and C began investing Rs 10,000 in an equity SIP in BSE Sensex from June 2014. However, their approach to market volatility differed:

  • A redeemed his investment after the covid pandemic
  • B stopped SIPs due to the volatility seen during the covid pandemic, but retained his investments
  • C continued his SIP at the same pace

How they fared

  • A missed out on accumulating more units and increasing his corpus, while B benefitted from retaining investments, but could not leverage gains in rupee terms
  • C persevered and benefitted from his disciplined investments

Source: BSE, Crisil Intelligence, HSBC MF, AMFI, BSE.

The above illustration is provided as per AMFI Best Practice Guidelines no. 135/BP/ 109 /2023-24 dated November 01, 2023 read with 135/BP/ 109-A /2023-24 dated September 10, 2024 and as amended from time to time to define the concept of compounding. Past performance may or may not be sustained in future and is not a guarantee of any future returns.

The investors should not consider the same as investment advice. *Mean CAGR returns considered for illustration is 12.62% by taking mean of 10-year rolling returns between 1 June 2014 and 31 May 2024 of BSE Sensex. Monthly SIP of Rs 10,000 in BSE Sensex from June 2014 on the first day of the month,

Disclaimer

Views provided above are based on information available in public domain at this moment and subject to changes. Please consult your financial advisor for any investment decision.

Document intended for distribution in Indian jurisdiction only and not for outside India or to NRIs. HSBC MF will not be liable for any breach if accessed by anyone outside India. For more details, click here / refer website..

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Read more

Back to top

To Transact on WhatsApp – Send us “Hi” on 9326929294 TnC
For Product updates on WhatsApp – Send us “Hi” on 8879900800 TnC

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Risk Warning

The value of investments and any income from them can go down as well as up and investors may not get back the amount originally invested.