Gyaan guroovaar

5 COMMON MISCONCEPTIONS ABOUT RETIREMENT PLANNING

It’s too early to plan for retirement
The earlier you start, the easier it is to build a stress-free retirement with the power of compounding

My PF and gratuity are enough
PF alone may not beat inflation or cover long-term expenses—diversified investments are key.

Expenses reduce after retirement
Healthcare and lifestyle costs often rise—adequate health insurance is a must to protect your savings.

I won’t have many responsibilities post-retirement
Family support, medical care, and long-term needs continue—insurance helps manage these risks.

I can earn enough before retirement without planning
Without a clear plan and protection, high income today may not secure your future.

Views provided above are based on information available in public domain at this moment and subject to changes. Please consult your financial advisor for any investment decision.

Document intended for distribution in Indian jurisdiction only and not for outside India or to NRIs. HSBC MF will not be liable for any breach if accessed by anyone outside India. For more details, refer website.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

CL 2497