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Under performing Mutual Fund investments?

Few investors, especially who started 1 or 2 years back may feel anxious if the mutual fund scheme that they have invested has been underperforming. What to do in that case?

First: Understand that volatility is common factor in market. No volatility = no returns.

Second: Compare your scheme’s returns with the category average and benchmark. If the returns of your scheme are in line with these two, or better, great.

Third: Assess if you have invested in right scheme, which suits your financial goal and risk appetite.

Fourth: Now that the market has corrected, there is an opportunity to top-up your investments.

Fifth: Do not fall for trap of “let me redeem and save this corpus at least”. The investment will be positive again when the market rises.

Disclaimer

Views provided above are based on information available in public domain at this moment and subject to changes. Please consult your financial advisor for any investment decision.

Document intended for distribution in Indian jurisdiction only and not for outside India or to NRIs. HSBC MF will not be liable for any breach if accessed by anyone outside India. For more details, click here / refer website.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

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