Gyaan guroovaar

Dec 25, 2025

Year-end time… time to retrospect

Year-end time gives a chance to recollect what happened during the year and plan well for the coming year, here are few things to check financially:

• Did you have personal financial roadmap? If yes, review it. If no, have one now.
• Did you evaluate your comfort zone in taking on risk? This helps a lot in deciding on the funds to invest.
• Do you have an asset allocation? Having all investments in one basket may not be a wise decision.
• Have you created and maintained your emergency fund?
• Do you have high interest paying debts/ credit cards? Do you have a plan to clear them on priority?
• Have you considered the benefit of rupee cost averaging in SIP? In long term, helps in accumulating units and hence wealth.

Happy New Year - Invest smartly, stay wealthy

Disclaimer

Views provided above are based on information available in public domain at this moment and subject to changes. Please consult your financial advisor for any investment decision.

Document intended for distribution in Indian jurisdiction only and not for outside India or to NRIs. HSBC MF will not be liable for any breach if accessed by anyone outside India. For more details, click here / refer website.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.