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#ELSS Sahi Hai

#ELSS Sahi Hai – Equity Linked Savings Scheme or ELSS mutual funds are one of the best investment options for those who are looking to grow their investments and save tax at the same time.

Benefits of ELSS

Growth opportunity

Growth opportunity
Save tax

Save tax
Compounding benefit

Compounding benefit
SIP option

SIP option
Just 3-years lock-in

Just 3-years

An ELSS is an Equity Linked Savings Scheme, which allows investors a deduction from total income of up to Rs. 1.5 lakhs under Sec 80C of Income Tax Act 1961.

These schemes have a lock-in period of just 3 years from the date of allotment of each unit. Post lock-in period, the units can be redeemed or switched. Investors can also invest through Systematic Investment Plans (SIP), and investments up to ₹ 1.5 lakhs, made in a financial year are eligible for tax deduction.

Why ELSS Funds?

Growth plus Tax saving equals to ELSS Funds




SIPs allow investors to park funds in an ELSS, starting with Rs 500 per month, at regular intervals. They help investors benefit from rupee cost averaging and, thus, offset volatility in the equity market.



Choose your investment amount



Select your investment range



Set your starting date



Pick mutual fund amount for your SIP


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Basics of Tax

Tax and Retirement Planning

Planning you tax savings now

ELSS - Features & Benefits

ELSS and other tax saving avenues

Source – HSBC Mutual Fund, ^ ELSS funds are subject to the Capital gains which will be charged at 10% if above INR 1 lakh. Dividend is subjected to 10% tax. ELSS - An open-ended equity linked saving scheme with a statutory lock-in of 3 years and tax benefit

An Investor Education & Awareness Initiative by HSBC Mutual Fund

Visit Know your customer w. r. t. one-time Know Your Customer (KYC) process, complaints redressal process including SEBI SCORES ( Investors should only deal with Registered Mutual Funds, to be verified on SEBI website under Intermediaries/Market Infrastructure Institutions ( Investors may refer to the section on ‘Investor Education’ on the website of HSBC Mutual Fund for the details on all ‘Investor Education and Awareness Initiatives’ undertaken by HSBC Mutual Fund.

This document is intended only for distribution in Indian jurisdiction. Neither this document nor the units of HSBC Mutual Fund have been registered under Securities law/Regulations in any foreign jurisdiction. The distribution of this document in certain jurisdictions may be unlawful or restricted or totally prohibited and accordingly, persons who come into possession of this document are required to inform themselves about, and to observe, any such restrictions. If any person chooses to access this document from a jurisdiction other than India, then such person do so at his/her own risk and HSBC and its group companies will not be liable for any breach of local law or regulation that such person commits as a result of doing so.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Begin your journey here

Looking to dream big? Start your journey here.

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